Stratum Insurance Agency, LLC

Text

Grilling Safety Tips - BBQ Safety Tips

Grilling season is here and many of us are ready to test our master grilling skills.  While it might make for a delicious meal, there is some risk that comes with the use of a BBQ or grill.  Some people have indoor grills with high quality hoods to help with ventilation, while others love to grill outside.  

The National Fire Protection Association has shared some valuable grill safety tips.  These tips can help protect you and your family at grill time.  You can find these tips in the resources section of our site under Other Resources and Information section.

Grill Masters, have a wonderful holiday weekend.


Photo
Visiting customers in #Arizona. The friendly town of #Bullheadcity on the #coloradoriver #touroftheusa (Taken with instagram) Zoom

Visiting customers in #Arizona. The friendly town of #Bullheadcity on the #coloradoriver #touroftheusa (Taken with instagram)


Text

Maryland Food Truck Insurance, Food Cart Vendor Insurance

Maryland Food Trucks and Maryland Food Carts shopping for general liability insurance should contact Stratum Insurance Agency LLC . Stratum Insurance Agency is announcing electronic signatures and applications for Maryland food truck insurance and food cart insurance. Same Day quotes are already available, but this new service will help customers even more (and the environment too). Faster turn around time from quoting to purchasing helps business owners with limited time who want to receive the same service as some of the larger competitors. Stratum’s goal is to help the mobile food industry with their insurance needs, quickly and efficiently.  

From hot dog carts, to gourmet shaved ice, to food trucks, the team at Stratum is committed to helping small businesses, whether mobile, office-based or retail-based. Same day quotes are available in over 40 states. We work with different insurance carriers to help you find the type of policy that you are seeking.  Stratum’s broad product offerings make itFood Cart Insurance so   that different mobile food vendors have a variety of coverage options and limits from which they can choose.  Applications can be signed electronically (via e-signature) offering the ability to quote and purchase in the same day.

Commercial Auto Insurance: Are you using your personal vehicle to haul your food cart or concession trailer?  If so, you many not have coverage under a personal auto policy.  We have options for clients who use their personal car or truck for business.  Options are available for both business and personal use on a commercial auto policy.  In some cases, a personal  auto policy may be available that also allows for some business usage.  Since there are so many variables, just ask the team at Stratum Insurance for more information.  Of course, also ask about discounts on your commercial auto insurance for having general liability insurance.  The team will work hard to help you find discounts and coverage choices.

A variety of mobile food vendors can be quoted:

How to Request a Quote:

 Coverage options and availability vary by location. Request a quote today from Stratum Insurance Agency LLC and see what it is like to have our team work with you. Great service makes us different. We can help small businesses that are as small as one owner. As you grow, we will build our relationship.  

Disclaimers: No coverage is issued through this electronic posting. *These are generic minimal definitions, please consult your insurance agent and policy documents for more information. Coverages, options, and policy forms may vary by location and carrier.  


Text

Texas Educational Therapist Insurance

Texas Educational Therapist Insurance

Stratum Insurance Agency LLC can help Texas Educational Therapists with insurance in over 40 states. A variety of counselors, therapists, and other professionals can request quotes here. and Quotes are available by phone at 949-270-0609 or online at the link for Educational Therapists Insurance.  Tutors are also eligible for quotes, as both home-based and office businesses. 

If you have been having trouble finding insurance as an education therapist because you find that people

Two Types of Insurance are often included in the Quote (options may vary by policy and or location):

  • General Liability Insurance - to protect against claims from bodily injury or property damage.
  • Professional Liability Insurance (Errors and Omissions) - to protect you in the event of a claim that arises from a professional service that you perform.

Policies with just general liability insurance or professional liability are available as well.

Do I need both types of insurance - E&O and General Liability?

Yes, in many cases. In these professions, the lines of general liability and professional liability (E & O) may be blurred, so it is important to purchase both coverages to protect yourself adequately. As only you know your entire financial and business situation, you should consider the many types of insurance available.  Due to the nature of the professions, general liability coverage may not be enough to cover bodily injuries that may occur, thus professional liability (E&O Insurance) is also highly recommended and can be added to most quotes.

Other Types of Texas Coverage that may be  Available (this is only a partial list, many other options are available):

  • Business personal property and equipment coverage (for your beauty tools)
  • Coverage for equipment and tools off the premises
  • Data Breach Coverage
  • Non-owned / Hired Autos
  • Employee Dishonesty Coverage
  • Money and Securities Coverage
  • Building Coverage - if you own or are legally responsible for a building

Are quotes available in other states?

Yes! Quotes are available in over 44 states with for many types of coverage.  Payment plans are available on most quotes, including bill by mail and automatic checking account deduction.

Request an Insurance Quote

We also sell insurance for many other professions at: www.stratumins.com/business/

What about my Texas personal insurance?

Our team would love to be your personal insurance agency as well.  You can request quotes for many types of personal insurance at http://www.stratumins.com.  Quotes are available for homeowners and renters insurance, as well as auto, cycle, and watercraft insurance,

Same Day Quotes are Available in Most States

* Not all products marketed in all states. Coverage options may vary by 
location. Stratum Insurance Agency, LLC is an independent insurance agency 
and/or broker (varies by location). No insurance is offered or afforded through 
this posting. CA LIC 0e52066


Photo
Nice LED lighting on this #harley at the #laughlinriverrun (Taken with instagram) Zoom

Nice LED lighting on this #harley at the #laughlinriverrun (Taken with instagram)


Photo 2Notes
A beautiful #sunset and #desert sky in the #mojave desert. #nevada (Taken with instagram) Zoom

A beautiful #sunset and #desert sky in the #mojave desert. #nevada (Taken with instagram)


Text

Colorado Food Truck Insurance - E-signatures Announced

Colorado Food Trucks and Colorado Food Carts shopping for general liability insurance should contact Stratum Insurance Agency LLC . Stratum Insurance Agency is announcing electronic signatures and applications for Colorado food truck insurance and food cart insurance.

Same Day quotes are already available, but this new service will help customers even more (and the environment too). Faster turn around time from quoting to purchasing helps business owners with limited time who want to receive the same service as some of the larger competitors. Stratum’s goal is to help the mobile food industry with their insurance needs, quickly and efficiently.   From hot dog carts, to gourmet shaved ice, to food trucks, the team at Stratum is committed to helping small businesses, whether mobile, office-based or retail-based. Same day quotes are available in over 40 states. We work with different insurance carriers to help you find the type of policy that you are 

seeking.  Stratum’s broad product offerings make it so   that different mobile food vendors have a variety of coverage options and limits from which they can choose.  Applications can be signed electronically (via e-signature) offering the ability to quote and purchase in the same day.


A variety of mobile food vendors can be quoted:

How to Request a Quote:

  Coverage options and availability vary by location. Request a quote today from Stratum Insurance Agency LLC and see what it is like to have our team work with you. Great service makes us different. We can help small businesses that are as small as one owner. As you grow, we will build our relationship.

Why work with Stratum Insurance Agency?

  • Same Day Quotes
  • Online Service
  • E-signatures
  • A large variety of coverage and policy options
  • A friendly team with a passion for insurance and great service.
  • Personal and Business Insurance Teams

  Disclaimers: No coverage is issued through this electronic posting. *These are generic minimal definitions, please consult your insurance agent or a licensed insurance professional and policy documents for more information. Coverages, options, and policy forms may vary by location and carrier.  


Photo
Remembering our trip to #NYC (Taken with instagram) Zoom

Remembering our trip to #NYC (Taken with instagram)


Text

Pet Insurance New Online Quote Site

The new pet insurance online quoting site is now available at: http://www.stratumins.com/petinsurance/ 

Use the site for online quotes, information, and applications.

Pet Insurance Quotes


Text

Oregon Food Truck Insurance - E-Signatures Announced

Oregon Food Trucks and Oregon Food Carts shopping for general liability insurance should contact Stratum Insurance Agency LLC . Stratum Insurance Agency is announcing electronic signatures and applications for Oregon food truck insurance and food cart insurance. Same Day quotes are already available, but this new service will help customers even more (and the environment too). Faster turn around time from quoting to purchasing helps business owners with limited time who want to receive the same service as some of the larger competitors.

Stratum’s goal is to help the mobile food industry with their insurance needs, quickly and efficiently.   From hot dog carts, to gourmet shaved ice, to food trucks, the team at Stratum is committed to helping small businesses, whether mobile, office-based or retail-based. Same day quotes are available in over 40 states. We work with different insurance carriers to help you find the type of policy that you are Food Cart and Food Truck Insuranceseeking.  Stratum’s broad product offerings make it so   that different mobile food vendors have a variety of coverage options and limits from which they can choose.  Applications can be signed electronically (via e-signature) offering the ability to quote and purchase in the same day.

A variety of mobile food vendors can be quoted:

How to Request a Quote:

Coverage options and availability vary by location.

Request a quote today from Stratum Insurance Agency LLC and see what it is like to have our team work with you. Great service makes us different. We can help small businesses that are as small as one owner. As you grow, we will build our relationship.

Why work with Stratum Insurance Agency?

  • Same Day Quotes
  • Online Service
  • E-signatures
  • A large variety of coverage and policy options
  • A friendly team with a passion for insurance and great service.
  • Personal and Business Insurance Teams

Disclaimers: No coverage is issued through this electronic posting.

*These are generic minimal definitions, please consult your insurance agent or a licensed insurance professional and policy documents for more information. Coverages, options, and policy forms may vary by location and carrier.


Text

California Beauty Professional Insurance, Manicurist Insurance, Barber Insurance, Cosmetologist Insurance & Hair Stylist Insurance

California Beauty Professional Insurance, Manicurist Insurance, Barber Insurance, Cosmetologist Insurance & Hair Stylist Insurance

Stratum Insurance Agency LLC can help California beauty professionals, including barbers, hair stylists, manicurists, masseuses / masseurs, facialists, and more. Quotes are available by phone at949-270-0609 or online at the Beauty Insurance Quote Link.

Beauty professionals often work at multiple locations, which is why the team at Stratum sells different policies, to help find coverages that match the unique needs of different individuals and businesses in over 40 states. Beauty Insurance, Barber Insurance, Manicurist Insurance, Stylist Insurance

Whether you work at home, work at various locations or ”rent a chair or station” at a salon that is owned or leased by someone else in one of the, below, we can assist. For example, a hair stylist may rent a chair at a local beauty salon that he or she does not own or a masseuse may travel to different locations to see clients. Home-based businesses either that have customers to their homes or travelout are also invited to obtain a quote.

What California professions are eligible (partial list):

  • Hair Stylists
  • Barbers
  • Cosmetologist
  • Manicurists / Nail Professionals / Pedicurists
  • Masseuses / Masseurs
  • Waxing Professional
  • Facialist
  • Esthetician
  • Aesthetician
  • We also sell insurance for many other professions at: www.stratumins.com/business/

Two Types of Insurance are often included in the Quote (options may vary by policy and or location):

  • General Liability Insurance - to protect against claims from bodily injury or property damage.
  • Professional Liability Insurance (Errors and Omissions) - to protect you in the event of a claim that arises from a professional service that you perform.

Do I need both types of insurance - E&O and General Liability?

Yes, in most cases. In these professions, the lines of general liability and professional liability (E & O) may be blurred, so it is important to purchase both coverages to protect yourself adequately. As only you know your entire financial and business situation, you should consider the many types of insurance available.  Due to the nature of the professions, general liability coverage may not be enough to cover bodily injuries that may occur, thus professional liability (E&O Insurance) is also highly recommended and can be added to most quotes.

Other Types of Coverage that may be  Available (this is only a partial list, many other options are available):

  • Business personal property and equipment coverage (for your beauty tools)
  • Coverage for equipment and tools off the premises
  • Data Breach Coverage
  • Non-owned / Hired Autos
  • Employee Dishonesty Coverage
  • Money and Securities Coverage
  • Building Coverage - if you own or are legally responsible for a building

Are quotes available in other states?

Yes! Quotes are available in over 44 states with many types of coverage.  Payment plans are available on most quotes, including bill by mail and automatic checking account deduction.

Request an California Insurance Quote

If you own a California  salon, please use this page: https://www.stratumins.com/business/retail_store_insurance.html

What about my personal insurance?

Our team would love to be your personal insurance agency as well.  You can request quotes for many types of personal insurance at http://www.stratumins.com.  Quotes are available for homeowners and renters insurance, as well as auto, cycle, and watercraft insurance,

Same Day Quotes are Available in Most States

* Not all products marketed in all states. Coverage options may vary by
location. Stratum Insurance Agency, LLC is an independent insurance agency
and/or broker (varies by location). No insurance is offered or afforded through
this posting. CA LIC 0e52066


Text

Notary Signing Service Insurance, Errors and Omissions Insurance, E and O Insurance, General Liability Insurance

Notary Signing Service Insurance is available from Stratum Insurance Agency in over 40 states, with options for errors and omissions insurance, general liability insurance, and more.  Limits as low as $100,000 and as high as $50,000,000 are can be selected.  Common E&O insurance limits include $250,000, $500,000, $1,000,000 and more.

When shopping for notary signing services errors and omissions, make sure that your quote allows for you to have independent contractors working with you, as some policies only allow for you to have independent contractors that work exclusively for you.  Stratum Insurance Agencyhas options for both types of policies.

Individual notaries are also invited to obtain a quote, with E&O insurance limits as low as $5,000.

Other options available for Notaries seeking insurance:

  • General Liability Insurance - different liability limits are available
  • Errors and Omissions Insurance
  • Commercial Auto Insurance
  • Data Breach and Cyber Liability Coverage
  • Business Personal Property - to protect your equipment
  • Business Income and/or Extra Expense Coverage
  • Medical Expense
  • Damage to Premises Rented to You
  • More optional coverages are available.

Why consider a business owners policy along with professional liability insurance for a notary signing service? Take a look at some of the additional coverage options that can be added to a business owners policy, along with general liability insurance.

  • Employee Theft - Employee theft represents a significant exposure. Client files and other legal documents often contain sensitive, secret and valuable information that may be misused by employees.
  • Documents may be lost – ask about coverage for “Personal Property of Others” which can apply while a client’s physical documents are in your care, custody, or control.
  • Data Breach Coverage – Valuable data may be stolen and simply the cost of notification can hurt a business to the point of putting it out of business.

Identity Theft coverage is often include on a business owners policy.  Review your quote in detail for more information.

Notary Bonds Only are also available.

How to obtain a quote for Notary Insurance (available in over 40 states):



* Not all products marketed in all states. Stratum Insurance Agency, LLC is an independent insurance agency and/or broker (varies by location). Coverages and options vary by location. No insurance is offered or afforded through this posting. By reading this article or blog post, you agree to hold the author, the agency or brokerage, family, and anyone who associates with Stratum Insurance Agency LLC harmless from any liability that may arise. The information provided in any of the postings here or on any site from Stratum Insurance Agency, LLC is not intended to be advice and is purely for educational purposes. No recommendations are made by this website, its author, or the company, agents, managers, members, officers, or partners for which the author works Nothing included here should be construed as legal advice. Consult the appropriate professional prior to making a decision. In CA Lic 0e52066 If you do not agree to the with these terms, close this site immediately. No reproduction of the data contained on this site is allowed with express written consent. All information is copyrighted by Stratum Insurance Agency LLC.


Text

Texas Food Truck Insurance E-signatures Announced

Texas Food Trucks and Texas Food Cartsshopping for general liability insurance should contact Stratum Insurance Agency LLC . Stratum Insurance Agency is announcing electronic signatures and applications for Texas food truck insurance and food cart insurance. Same Day quotes are already available, but this new service will help customers even more (and the environment too). Faster turn around time from quoting to purchasing helps business owners with limited time who want to receive the same service as some of their larger competitors.

Stratum’s goal is to help the mobile food industry with their insurance needs, quickly and efficiently.   From hot dog carts, to gourmet shaved ice, to food trucks, the team at Stratum is committed to helping small businesses, whether mobile, office-based or retail-based. Same day quotes are available in over 40 states. We work with different insurance carriers to help you find the type of policy that you are seeking.  Stratum’s broad product offerings make it so   that different mobile food vendors have a variety of coverage options and limits from which they can choose.  Applications can be signed electronically (via e-signature) offering the ability to quote and purchase in the same day.

A variety of mobile food vendors can be quoted:

How to Request a Quote:

Coverage options and availability vary by location.

Request a quote today from Stratum Insurance Agency LLC and see what it is like to have our team work with you. Great service makes us different. We can help small businesses that are as small as one owner. As you grow, we will build our relationship.

Disclaimers: No coverage is issued through this electronic posting.

*These are generic minimal definitions, please consult your insurance agent and policy documents for more information. Coverages, options, and policy forms may vary by location and carrier.


Link
Garbage Truck Commercial Auto Insurance

Text

Virginia SR22 Filing with Insurance Lapse - www.samedaysr22.com

Do you need an SR22 filing in Virginia because your auto insurance lapsed? Stratum Insurance Agency LLC can help with SR22 filings in Virginia as well as over 40 other states.

The team at Stratum Insurance Agency LLC can compare the rates of many Virginia auto insurance carriers to help you find a new policy.  Even if you have been dropped from your current auto insurance carrier because of a lapse in insurance, tickets, or other reasons, our team can help.  Are you looking for an insurance agency that is dedicated to you and will stick with you through the great times and tough times? By working with many carriers, we can provide quotes for a variety of coverage options, including both personal auto insurance and commercial auto insurance with SR22 filings.

What discounts are available for Virginia Auto Insurance Customers (with our without and SR22 filing)?

Many discounts are available for homeowners, mobile home owners, college graduates, certain professions, low annual mileage and more.  If you have previous insurance, you may qualify for a discount for having continuous insurance too.  Even if you have a lapse in insurance, depending on the number of days in the lapse, discounts may be available. The list of potential discounts available on auto insurance is long, which is why one of our team members will work hard to help locate them.

Can I get a discount for combining my home, condo, renters and auto insurance?

Yes.  Multipolicy discounts are available.  If you ride a motorcycle ask about available savings too.  Another great advantage of combing your insurance policies with one carrier is the option for a single bill.

The agency is here for you for the long-term, take he first step to becoming a member of our family of customers today by requesting a quote.

How to obtain a free Virginia Auto Insurance Quote:


113
To Tumblr, Love PixelUnion

We're updating Fluid!

Soon, we'll be updating the look and feel of this theme. Read about the changes here. You can easily turn off this notification in the theme customization panel.

Close